Responsible Travel Insurance
 
Long Stay
Annual Multi-trip
Single Trip
Policy Features
1 Maximum age at start date of policy
64
74
84
2 Maximum period per journey
15 Months
45 days (22 days if over 70)
45 days
3 Independent travel - Couple or Family policy
No
Yes
No
4 Winter sports cover
Option*
Yes
Option*
5 Max days winter sports per journey
31 days or entire period*
21 days
entire period*
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* Subject to payment of an Additional premium as shown on your certificate
All Responsible Travel Insurance policies have the following great benefits
 
Limits Per Person
Excess
Summary of Cover
1 Cancellation/Curtailment
£5,000
£50* (£20 loss of deposit)
2 Emergency Medical Expenses
including emergency repatriation
including relatives additional expenses
including emergency dental treatment
£10,000,000


£350
£50*
3 Hospital inconvenience benefit (amount per day)
£1,000 (£20)
Nil
4 Personal accident - loss of sight, limb(s) or permanent total disablement
maximum payable in the event of death
maximum payable in the event of death if under 16
£30,000
£5,000
£2,000
Nil
5 Travel delay (£ after 12 hours delay/£each 12 hrs therafter/max
abandonment (after 12 hours)
£40/£20/£200
£5,000
Nil
£50
6 Missed departure and journey disruption
£1,000
£50
7 Baggage - overall limit
under 18 possessions limit
maximum per item, pair or set
total limit for all valuables
emergency purchases (after 12 hours)
£2,000
£500
£250
£500
£200
£50



Nil
8 Personal money
cash limit (£50 for under 18s)
£500
£250
£50
9 Loss of passport
£500
Nil
10 Personal liability
£2,000,000
£100
11 Legal Expenses
£20,000
£100
12 Business personnel replacement
£2,500
Nil
13 Holiday financial protection
£3,000
Nil
14 Hijack (amount per day)
£1,000 (£100)
Nil
15 Mugging (amount per day)
£500 (£50)
Nil
16 Pet care (amount per day)
£500 (£50)
Nil
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