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  Responsible Travel Insurance Backpacker Responsible Travel Insuarance Long Stay
 
Limits
Excess
Limits
Excess
Summary of Cover
A1 If you are unable to go on your trip
£1,000
£85
£2,500
£75
A2 If your scheduled airline stops trading
N/A
N/A
£1,000
£75
B1 If your travel plans are disrupted
If your scheduled airline stops trading
If your departure is delayed by 12 hours or more

If you choose to cancel after a 24 hour delay
Missed departure / missed connection

N/A
N/A
N/A
N/A
N/A

N/A
N/A

N/A
N/A

£,1,000
up to £20 per full 12 hours
up to £200
£2,500
£500

£75
£75

£75
£75
B2 If you need emergency medical attention
£1,000,000
£85
£5,000,000
£75
B3 If you have to come home early
£500
£85
£500
£75
B4 If your possessions are lost, stolen or damaged
Clothes and Footwear
Cosmetics
Fine jewellery and watches
Electrical items and photographic equipment
Eyewear
Up to £300
£100
£25
£50
£50
£25
£85
Up to £1,000
£500
£100
£150
£200
£50
£75
B5 If your cash is lost or stolen
£200
£85
£500
£75
B6 If you are hijacked
N/A
N/A
£100 for each 24hrs up to £500
£75



Nil
B7 Personal liability
£1,000,000
£85/£250
£2,000,000
£75/£250
B8 Death and disability benefit
Accidental death benefit
Permanent loss of sight or limb
Permanent total disablement

£5,000
£5,000
£5,000

Nil
Nil
Nil

£5,000
£15,000
£15,000

Nil
Nil
Nil
B9 If you need legal advice
30mins free advice £5,000 in pursuing compensation
£85
30mins free advice £25,000 in pursuing compensation
£75


  Responsible Travel Insurance Single Trip & Annual Multi-trip
 
Limits
Excess
Summary of Cover
A1 If you are unable to go on your trip
£1,000
£75
B1 If your travel plans are disrupted
If your departure is delayed by 12 hours or more

If you choose to cancel after a 24 hour delay
Missed departure / missed connection

up to £10 per full 12 hours
up to £150
£1,000
£500

Nil

£75
Nil
B2 If you need emergency medical attention
£2,000,000
£75
B3 If you have to come home early
£1,000
£75
B4 If your possessions are lost, stolen or damaged
Clothes and Footwear
Cosmetics
Fine jewellery and watches
Electrical items and photographic equipment
Eyewear
Up to £1,000
£400
£100
£200
£200
£100
£75
B5 If your cash is lost or stolen
£200
£75
B6 Personal liability
£1,000,000
£75/£200
B7 Death and disability benefit
Accidental death benefit
Permanent loss of sight or limb
Permanent total disablement

£5,000
£5,000
£5,000

Nil
Nil
Nil
B8 If you need legal advice
30mins free advice £10,000 in pursuing compensation
Nil