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Questions
& Answers |
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What
is responsibletravelinsurance.com all about? |
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Increasingly,
we all recognise that international travel has both benefits and drawbacks
for everyone concerned and that travel and tourism is one of the fastest
growing industries in the world. |
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This rapid
growth in travel helps individuals to gain a better understanding of different
cultures, meet new people and experience things not usually found at home
– even if it is just a nice sunny beach to lie on. It also brings
development and employment to many areas that have been very poor, helping
the countries involved to raise living standards for their people. |
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However,
there is, to quote the phrase, no gain without pain. Development of holiday
resorts often displaces the local population and the employment offered
to those locals is often only at very menial levels. The facilities expected
by the tourist can also place great strain on the local infrastructure and
resources, especially water and power. This effectively often leaves the
local population with rationing for these essentials. In some cases, the
very act of travel itself to previously untouched, uninhabited natural destinations
causes profound and potentially irreversible change and damage. |
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Air travel,
in particular, is very much under the spotlight in relation to global climate
change associated with the production of carbon dioxide. |
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The answer,
however, should not be simply to just stop travelling altogether. As more
and more people now recognise, the key is to try to travel “responsibly”.
This means different things to different people, of course, but most would
agree that it includes minimising the impact that you have on your destination
while trying to maximise the benefits to the local people and their environment. |
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responsibletravelinsurance.com
has been developed by Voyager Insurance Services Ltd to offer the traveller
another way to help put something back when planning a trip. All policies
sold will benefit projects run by the Travel Industry Carbon Offset Scheme
(TICOS). Please click this link
to learn more about TICOS and our current chosen projects. |
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What
is the Travel Industry Carbon Offset Scheme (TICOS)? |
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TICOS is as
an industry wide programme to stimulate collective action by all operators
and travel businesses selling holidays, holiday services and air travel.
It is supported by a number of international and national agencies including
UNESCO, IUCN World Commission for Protected Areas and the Association of
Independent Tour Operators (AITO). |
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TICOS develops
projects that both offset carbon emissions and have wider socio-economic
and environmental benefits. They then match these projects to their service
users for funding: these are travel and tourism companies committed to offsetting
and improving both the quality of the environment and the quality of life
for local communities at tourism destinations. |
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How
will my donation help? |
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All policies
sold will benefit projects run by the Travel Industry Carbon Offset Scheme
(TICOS). |
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What
type of policy do I need? |
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If you have
more than one trip planned for the year you may find an annual policy will
work out cheaper. |
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I
have a pre-existing medical condition will the policy cover me for this? |
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Like most
travel insurance policies responsibletravelinsurance.co.uk contains exclusions
in relation to existing medical conditions. If you answer yes to one or
more of our health questions on the booking process you will need to contact
the medical line on 0845 055 9987 and quote Voyager Responsible Travel Insurance
to ensure your cover is not affected. The confidential medical line will
be able to confirm if cover can be provided for your medical condition(s). |
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Do
I have to be a UK resident in order to have cover? |
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Yes, you must
be a UK resident. |
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What
is the maximum age limit? |
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The maximum
age for the single trip policy is 80 years at the date of departure.
The maximum age for the long stay policy is 50 years at the date of departure.
The maximum age for the annual multi trip policy is 65 years at the date
of inception. |
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When
should I book my travel insurance? |
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As soon as
you book your trip you need to consider purchasing travel insurance to ensure
that you have cancellation cover from day one.
Please note that for single trip insurance cancellation cover will start
from the date the travel insurance policy is booked, the rest of the travel
insurance cover will start on your intended trip departure date. Cancellation
cover under the annual multi trip policy begins from the start date of the
travel insurance or the date of booking each holiday, whichever is later. |
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How
do I buy a responsibletravelinsurance.co.uk policy? |
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This insurance
is available exclusively online at www.responsibletravelinsurance.co.uk |
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How
can I pay for my policy? |
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You can choose
to pay for your travel insurance policy by most major debit or credit cards. |
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Can I cancel my policy? |
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In the unlikely
event that the cover does not meet your requirements, please notify us within
14 days of receiving your certificate and return all your documents for
a refund of your premium (please see the 'Contact us' page to get our address
and contact info). If during this 14 day period you have travelled, made
a claim or intend to make a claim then we can recover all costs that you
have used for those services. Please note that your cancellation rights
are no longer valid after the initial 14 day period. |
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If we haven't answered
your question above please email us at the address below and
we'll be happy to help you.
enquiries@voyagerins.com |
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